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999 Riverview Drive, Suite 301, Totowa, NJ 07512

973-222-1702
tommy.grant@margfinancial.com
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Benefits, 401(k), and Financial Planning Built for Today’s Workplace

If your plan still looks like it did five or ten years ago, you’re likely overpaying and carrying more responsibility than you realize. We help you see where you stand, and what better could look like.

Start With A Benchmarking Review
Most Plans Don’t Get Reviewed, They Just Renew

Most Plans Don’t Get Reviewed, They Just Renew

For a lot of businesses, benefits and retirement plans fall into a pattern. Renewal comes in, costs go up, and the easiest decision is to keep things as they are. But behind the scenes, things are changing fast. New plan structures, new cost strategies, new compliance expectations. If no one is walking you through those changes, you’re likely sitting in something outdated without realizing it. We can help you decide what’s worth changing and what’s not.

Uncover A Clear Path Forward For Your Business And Employees

Uncover A Clear Path Forward For Your Business And Employees

Whether you’re a CFO, HR leader, or business owner, benefits and retirement plans don’t sit on the sidelines. They affect hiring, retention, compliance, and cost control. Most of the clients we work with weren’t actively looking to make a change. They just wanted to know: Are we doing this the right way? That question leads to uncovering outdated plans, missed opportunities, unnecessary risk, and a clearer path forward.

Let's Benchmark Your Plan Today

Before making any changes, we’ll show you how your current plan compares: costs, structure, and overall competitiveness. In many cases, that alone brings clarity. There’s no pressure to change. Get a clear picture of what’s working and what isn’t.

Request A Benchmark

Solutions That Work Together

Workplace Benefits & Insurance

Health insurance costs don’t just go up, they compound when no one challenges the structure. We bring newer strategies, alternative plan designs, and cost approaches that reflect what’s available today.

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401(k) & Retirement Plans

Many plans are still running on outdated platforms and unchecked assumptions. We benchmark your plan, review fiduciary exposure, and help modernize your structure so it holds up for your employees and your responsibilities.

Explore Our Benefits

Private Wealth Services

For many clients, the relationship doesn’t stop at the company level. As employees and leadership teams look for guidance individually, we help connect the dots from workplace plans to personal financial strategy.

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Our Solutions Are Built Around the People Responsible for Getting It Right

We offer a full range of investment and financial services and have access to a wide-array of solutions.

CFOs & CEOs

You’re responsible for cost, growth, and protecting the business. We help you evaluate whether your plans are working as hard as the rest of your organization.

HR Directors & Practice Administrators

You’re managing vendors, employees, and compliance. We help simplify decisions and give you a clearer framework to communicate and manage benefits.

Business Owners

You’ve built the business. Now your benefits and retirement plans need to support hiring, retention, and long-term growth, not hold you back.

Employees & Families

As plans improve, so does the experience for the people using them. We help connect workplace benefits to real financial decisions employees face every day.

Meet Our Clients

Resources & Practical Financial Insights

Behavioral Finance

Behavioral Finance

An amusing and whimsical look at behavioral finance best practices for investors.
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How Much Do I Need To Retire?

How Much Do I Need To Retire?

How much is enough to retire? It depends on your lifestyle, timeline, and more. Use this calculator to get a personalized est
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Ways to Supplement Your Medicare Coverage

Ways to Supplement Your Medicare Coverage

There are numerous ways to supplement your Medicare insurance coverage. This article helps you explore your options.
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Start With a Simple Question

Most conversations start the same way: “Can you take a look at what we have?” From there, we’ll walk you through what’s working, what’s outdated, and what options are worth considering.

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